Why Should I Pay Tax?

It's a question every citizen asks. Here is the perspective beyond just "following the law".

1. The Common Argument

"I pay for my food, my house, my travel, my medical treatment, and my vehicle. I even pay toll tax on roads! Why should I pay Income Tax when I don't get social security or free medical facilities like in the USA or UK?"

2. The Reality: What the Government Does

While India may not offer full social security yet, the government discharges massive responsibilities that often go unnoticed but are funded by your tax:

National Defence

Protecting borders requires massive expenditure on army and equipment.

Infrastructure

Highways, railways, bridges, and digital infrastructure developments.

Welfare Schemes

Employment programs, cooking gas subsidies, and rural development.

Judiciary & Admin

Salaries of Judges, Police, and administrative staff to maintain law and order.

Insight: Even government hospitals and municipal schools offer services at negligible cost to millions, funded by taxpayers.

3. The Price of Civilisation

In earlier years, tax rates were exorbitant (up to 97.75% in the 70s!). Today, they are far lower. As Justice Holmes of the US Supreme Court famously said:

"

Taxes are the price for civilisation.

"

It is time tax is no longer considered a burden, but a contribution to the society we live in.

4. Developing Tax Culture: The Numbers

India's Taxpayers

5.64%

of the 145 Crore population (approx 8.18 Crore people)

USA Comparison

> 50%

of households pay income tax

Source: Gov.in Press Release & Global Wealth Report

The New Reality: The government has lowered rates significantly.

  • Up to ₹7 Lakhs: Effectively Tax Free (with rebate).
  • Simplified Regime: New Tax Regime offers lower slab rates (5%, 10%, 15%, 20%) without complex deductions.
  • Wealth Growth: According to Credit Suisse, India has about 8,68,000 millionaires, expected to grow to 10,61,000 by 2028.

The potential for tax collection is much higher. A wider tax base allows the government to lower rates further for everyone.

5. Why do people avoid tax?

Perception of Burden

Most people feel tax is a pure loss and should be avoided at all costs.

Fear of Harassment

Fear that tax laws are punitive and officers are ruthless. (Note: Faceless assessment is changing this).

A proper tax culture can only develop when both taxpayers discharge their obligations and tax collectors treat assesses with fairness, not suspicion.

6. The Way Forward

Changing Behaviour

Young businessmen are increasingly paying proper tax to build "White Capital" for loans and expansion. This is a welcome sign.

Role of Students & Professionals

Professionals must advise clients on the liberalized scenario. Students, the future of the nation, must be inculcated with the pride of contribution.

The Pledge

"Let us take a pledge to help in developing tax culture and help to create a positive public opinion. We need to shun the apathy of some taxpayers who are averse to payment of the taxes."

As amended by Finance Act, 2025

Ready to be a responsible citizen?